Independent choice
We compare available options from the insurance companies we represent and explain the differences, so you can make an informed decision.
For three generations, our independent agency in Wilmington has helped North Carolina families and businesses understand their insurance options. From coastal homes and flood coverage to business insurance, we bring local knowledge and clear guidance to help you choose with confidence.

A home near the water can bring questions about wind and hail deductibles, property use, and separate flood coverage. We help you understand how the available policies fit together and what their limits and costs mean for you.
Explore Coastal Home InsuranceInsurance decisions involve more than a premium. We take time to learn what matters to you, explain the differences between available options, and help you weigh coverage and cost.
We compare available options from the insurance companies we represent and explain the differences, so you can make an informed decision.
From a household with several policies to a business with changing operations, we help you understand how coverage fits together and where questions remain.
You’ll have a dedicated account manager and a local office to call with questions. Turn to us for help with changes and decisions about your coverage—not just when you first arrange a policy.

Chadwick Insurance was founded in 1960 by Wilmington native George Chadwick Jr., a World War II veteran who served as a B-17 captain. Originally known as George Chadwick Insurance, the agency continues under our family’s third generation.
Our purpose is to help individuals, families, and businesses protect what they’ve built through knowledgeable insurance guidance, clear choices, and personal service.
Find billing and claims information, request policy service, or get in touch.
Find claim-reporting contacts for the insurance company listed on your policy. Our office can help you understand where to start.
Find claims contacts Policy serviceHave a question about your coverage or a change to discuss? Contact our office for help.
Request service BillingFind available payment links and billing contacts for the insurance company on your policy.
Find payment linksWhether you’re arranging coverage for the first time or reviewing policies you already have, we’ll start with your questions and what matters to you.
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